Bank of England Mortgage
HELPING REACH YOUR DREAMS SINCE 1898.
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We take pride in offering our clients the tools and services to get their application completed simply and quickly. We have mortgage bankers to answer your every concern and be able to educate you every step of the way during the loan process. Bank of England Mortgage has over 100 YEARS of experience and strives on clients having an enjoyable journey through the mortgage process.
As an FDIC bank, we finance clients from all 50 states. With extensive resources and technology, our clients no longer have to wait to for a credit score check or a pre qualify. Our applications done on boewestbloomfield.com or done by one of our trusted mortgage bankers can immediately get your low rate, credit score, and effectively begin the loan.
Meet Our Team
Some of Our Loan Programs
A USDA home loan is different from a traditional mortgage offered in the United States. USDA loans require no down payment, you may finance up to 100% of the property value.
For borrowers that plan to stay in their homes for a long time, Bank of England Mortgage offers several fixed rate mortgage options—including 10, 15, 20, and 30 year programs.
An FHA loan provides low-cost insured home mortgage loans that suit a variety of purchasing options. Whether you're buying or refinancing your home, an FHA loan might be right for you.
We offer an easy-to-understand loan process for our veterans. Whether you're buying a home or refinancing your existing mortgage, we are your ultimate VA loan information center.
If amount of the loan for your dream home exceeds the federal limits for conventional loans, you need a jumbo mortgage loan from Bank of England Mortgage.
Private Mortgage Insurance is generally required for down payments less than 20% of the loan value. It protects the lender in exchange for accepting a smaller down payment.
Lender Paid Mortgage Insurance allows a borrower to pay as little as 5% down plus an additional percentage of the loan amount and avoid being charged private mortgage insurance.